Hiring a public adjuster for your insurance claim is no different than hiring a plumber for a leak, or an electrician for a spark, or a mechanic for your car.
A Public adjusters works on behalf of the individual insurance policyholder. Homeowners and business owners hire a public adjuster to represent them. Including the process of submitting a complete claim for all the damages they have suffered. Monitoring the claims process. Negotiate with the insurance companies for all acceptable claims payment, and closing the insurance claim to its completion.
Can I prepare my own claim?
Yes you can. Be prepared to explain all aspects of your loss and to understand your Insurance policy. You may need the assistance of your insurance agent. You may need to spend hours do things such as test and document moisture content and mold in walls and floors. It may cost you more in time and money than hiring a public adjuster to do it all for you. We are not all experts.
You’ve got someone working on your own side when you hiring a public adjuster.
Your insurance carrier often sends out an adjuster to deal with your claim. Bear in mind, they work for your insurance company and not for you personally. They are on the lookout for the insurance company to pay you the smallest amount for your insurance claim. The public adjuster you hire is on your side. They work your insurance claim to get you the maximum claim payout.
How does your public adjuster get paid?
They earn a small portion of your claim of not more than 20%. That’s a Florida state law. Even so, a public adjuster usually get you a much greater payout. So much more that the public adjuster’s fee has no impact. Far more money than if you simply accepted your insurance company’s offer on your own. Hiring a public adjuster to represent you also gives you the peace of mind. Why, because you have a professional on your side.
Public adjusters handle insurance all types of insurance claims. Like claims associated with fire damage, flood, hurricane damage, smoke, mold, water damage, and everything your insurance policy covers, be it for your home or business.
For example, if your business has experienced a reduction, your missing business income can also be included on your claim.
Evaluating and submitting an insurance claim on behalf of a policyholder is very complicated.
Public adjusters concentrate on assessing and understanding insurance policies, and they are experts at filing and handling all types of insurance claim forms. They frequently have strong experience in evaluating property damage and losses. More often than not, the policy owner only see the damage on the surface. An experiences public adjuster looks deeper to discover all the collateral damages associated. For example, looking at water damage to wood flooring from a broke pipe, you may overlook the water from the small roof leak that contributed to it.
Remember, it won’t cost you anything to find out if RAM Claims Adjusting can assist you!
If you’re searching for the best adjuster in the greater Miami & Fort Lauderdale area call RAM Claims Adjusting. Our adjusters have decades of experience dealing with all types of homeowner, association, and business insurance claims.
We are your resource.
Whether you are our customer or not, please consider calling RAM Claims Adjusting for a free policyholder review. We do this as a public service because we really want to take care of all our neighbors. Learn if your home and business insurance policy covers you well in our greater Miami and Fort Lauderdale area.
Natural disasters that impact south Florida can happen at any moment. Our climate changing drastically every year. Floridians will encounter non-typical weather events. This is why reason RAM Claims Adjusting urges people to be responsible. To a have an insurance policy the insures your property well. Don’t consider your insurance coverage as a poor investment or waste of money. You never know if or when calamity can reach against home or business.
Most individuals do not understand what’s written in their insurance policy.
They don’t have the time or the skill to comprehend the complex process of how to submit an insurance claim to get you a significant settlement. It’s not part of your insurer’s job to completely comprehend the amount of your loss. That burden is all yours. RAM Claims Adjusting is always on your side. We are licensed Florida Public Adjusters. As your representatives, we will fully investigate your claim to get you the maximum payout.
- FREE home inspections
- FREE Insurance Plan analysis
- Greatest payout for your damage insurance claim
- Expert negotiation of your claim
- Claim settled quickly and efficiently
Don’t wait, call today to take advantage of All the benefits that come with utilizing our Florida licensed public Insurance Adjusters.
Don’t allow a catastrophic loss stop you from protecting your home.
Residential insurance claims apply to condos, townhouses, duplexes and single family homes. In Florida this makes up the majority of insurance losses.
Water damage is the number one insurance claim in South Florida. If left unchecked, water damage can wreck your house if it is not repaired quickly and properly. In worst cases, water damage can contributes to a complete gutting of the inside of your house as mold and rust can do irreparable damage to floors, walls and ceilings.
