Claim it the best way

Or, …why RAM’s Claim it the Right Way Strategy is so important?

Beware: Many public adjusters see their jobs as a numbers game. They’re insurance claim flippers. Just get in and get out. Their strategy is to overstate the damages. This public adjuster maximizes their earnings by filing as many claims as they can, as fast as they can.

This is not in the best interest of the homeowner. You should never work with any public insurance claims adjusters who are rushed or make you feel rushed to hire them. Claim flipping is unfortunately a common practice among lesser public insurance claims adjusters.

RAM Claims Adjuster’s Claim it the right way strategy gets more money for the homeowner. RAM goes beyond the first indication of property damage. We seek other associated causes. These causes often reveal other damages for the whole total loss picture. RAM includes all the damages we discover into the claim. By maximizing all the collateral damages, a reasonable and far larger honest claim can be processed to cover the total loss. RAM can deal with all types of insurance claims. Ask us any question.

We don’t see the insurance companies as the bad guys. Our years of working positively with the insurance Company’s Adjusters has developed into a relationship trust. They know when RAM files an insurance claim, it’s an honest claim. They know not to waste their time nitpicking a RAM claim.

The Claim it the right way strategy uses our exclusive process:

1. Inspect the property:
   RAM Claims Adjusters will investigate the damage, cause, origin and everything necessary to prove it. We will document the total loss with the specific policy guidelines from the policyholder’s insurance company.
   
   Our state-of-the-art tools include:
   • Thermal video camera to detect damages inside walls, ceiling, roofs, windows and doors.
     
   • Moisture detectors to test for water damage to drywall, laminate flooring, wood floors, and other water damage.
     
   • Laser measuring devices.
     
   • Digital cameras.
   • Laptop computers
   • Ladders & Levels
   • The same software to calculate damage valuations that every insurance company uses.
     
2. Free RAM Policy Review Program.
   We will study your insurance policy to verify all the conditions and exclusions. Then we will know all the types of claims it will cover, and if it applies to the policyholders specific damage. You hay have full replacement cost coverage! At this point we will answer the question:
   
   …is worth it or not to make a claim.
   
   Save money and get better coverage for your home and business.
   RAM Claims Adjuster’s are homeowner and business property insurance policy experts. We can advise you what changes you may consider in your policy so that you could possibly pay a lower premium for better coverage. This is our free community service.
   
   
3. Prepare an estimate for repairs.
   RAM uses the latest in technology to prepare your claim. We know how your insurance company will respond to your claim because we use the exact same technology. They can’t surprise RAM. Our negotiations with your insurance company is faster and with a better outcome for the homeowner.
   
   
4. RAM represents you during the whole process.
   WE WILL BE THERE every time the insurance company schedules a visit to inspect or reinspect your property, even if they fail to show up!
   
   WE WILL REPLY TO EVERY LETTER they send you. Our intention is to provide you with Class A concierge service. There is absolutely no inconvenience to you. Leave it all to RAM; we control the whole process for you. 
   
   
5. Maximize your settlement.
   We’re very good at negotiating claims. Getting you paid in full the first round of negotiations with your insurance company. Even in the rare occurrence your insurance payout is less than satisfactory RAM will continue working until we collect what you are totally owed.

We help individuals, businesses, and associations like:

We help with all types of damage insurance claims like: